Convenience<\/td> | DIY approach<\/td> | Assisted by intermediaries for transactions<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n Expense ratio:<\/strong> The expense ratio is the annual fee the mutual fund house charges to manage your investment. In direct mutual funds, the expense ratio is comparatively lower as no intermediary commissions are involved. This leads to a significant cost advantage, boosting your returns over time. On the other hand, regular mutual funds have higher expense ratios due to the commissions paid to the intermediaries, which can eat into your overall profits.<\/p>\n\n\n\nReturns:<\/strong> Direct mutual funds have a cost advantage, resulting in potentially higher returns than regular mutual funds. Over the long term, even a small difference in expense ratios can substantially impact your investment portfolio.<\/p>\n\n\n\nConvenience:<\/strong> Investing in regular mutual funds may be more convenient for some investors, especially those who prefer guidance from financial advisors or need more familiarity with online investment platforms. In contrast, direct mutual funds require investors to take charge of their investment decisions, which may appeal to those who are financially savvy and prefer complete control over their investments.<\/p>\n\n\n\nTo wrap up<\/strong><\/p>\n\n\n\nDirect and regular mutual funds offer distinct advantages tailored to individual preferences and financial goals. Whether you opt for cost-efficiency and control or expert counsel, both paths hold the promise of achieving long-term financial success.<\/p>\n","protected":false},"excerpt":{"rendered":" When you decide to invest your hard-earned money in mutual funds, you will have to choose between direct and regular mutual fund schemes. Each option has its own advantages and disadvantages, so it’s important to understand the differences before deciding. This will help you make an informed choice that aligns with your financial goals and […]<\/p>\n","protected":false},"author":2,"featured_media":2323,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[169],"tags":[],"_links":{"self":[{"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/posts\/2322"}],"collection":[{"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/comments?post=2322"}],"version-history":[{"count":1,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/posts\/2322\/revisions"}],"predecessor-version":[{"id":2324,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/posts\/2322\/revisions\/2324"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/media\/2323"}],"wp:attachment":[{"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/media?parent=2322"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/categories?post=2322"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hotelerbil.com\/wp-json\/wp\/v2\/tags?post=2322"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}} |